Mortgage Broker Zanesville OH | Home Loans | ICM Mortgage
If you’re looking to choose from the many available Zanesville, OH, mortgages through a team that’s focused on precision, give us a call at (740) 624-8091.
Is your mortgage no longer as affordable or convenient as it once was? Do you think you might qualify for better rates and terms were you to apply for a home loan today?
If so, refinancing in Ohio might just be right for you.
When you refinance, you have a chance to take advantage of today’s mortgage rates based on your current qualifications. That can add up to thousands of dollars saved over the years ahead.
Here are some benefits of refinancing your home loan in Zanesville, OH.
You know when the time is right to refinance when you can calculate that doing so will simplify your life and save you money. Following are a few examples of situations which may call for a refinance.
Maybe you have an FHA mortgage requiring private mortgage insurance (PMI), but now you qualify for a conventional loan that does not require you to pay for PMI each month.
Perhaps you will stay in your home longer than you originally envisioned. Switching from an adjustable rate to a fixed rate may make sense.
On the other hand, maybe you will be moving away soon, and can save money by switching from a fixed-rate mortgage to an adjustable rate mortgage.
If interest rates have gone down versus what you are currently paying, it could be time to refinance.
Has your income gone up or down? Refinancing can help you keep up with your bills or pay your loan off sooner without prepayment penalties, depending on your situation.
Have other loans you want to consolidate to reduce interest? You can do this with a refinance.
If you now have a better credit score or DTI ratio than you did when you took out your mortgage, refinancing today could give you access to a more competitive loan.
Excited about the possibilities of a refinance? Once you refinance your mortgage in Zanesville, OH you can start saving right away. To get started, please call (740) 624-8091 to schedule your consultation.
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ICM Mortgage, NMLS #302939. All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or commitment to lend. Although and subject to underwriting approval. Some products may not be available in all states and restrictions apply.